Federal Loan Information
WVSOM participates in all federally funded financial aid programs including the Federal Stafford Loan, the Federal Perkins Loan, the Graduate/Professional PLUS Loan and Federal Work Study.
For more information about Federal Loan programs visit the links below:
- Federal Stafford Loan
- Federal Perkins Loan
- Graduate/Professional PLUS Loan
- Alternative/Private Student Loans
- Federal Work Study Program
Primary Care Loan
The Primary Care Loan Program (PCL) is a low cost federal loan program for medical students committed to primary health care practice. The interest rate is five percent (5%) and begins to accrue following a one year grace period after you cease to be a full-time student. When compared to other federal student loans and private loans, the PCL provides significant savings.
- Read more about the Primary Care Loan
WVHEPC Medical Student Loan
The WVHEPC Medical Student loan enables needy medical students to obtain funds to pursue a degree of Doctor of Osteopathic Medicine (D.O.) at the West Virginia School of Osteopathic Medicine.
- Read more about the WV HEPC Medical Student Loan
WVSOM Short Term Loan Program
The WVSOM Foundation, Inc. makes available on a first come first serve basis short term low-interest loans to qualified students in need. The maximum loan is $1,000 with interest accruing at 6% for the first 90 days and 10% thereafter. To facilitate processing, loan applications are handled through the WVSOM Financial Aid Office.
The monies for these loans have been made available through fund raising efforts of the Foundation and are disbributed via one of three funds. They are:
- The Dr. Byron E. Laycock Short Term Loan
- The Dr. Frank Wallington Memorial Fund
- The Frank J. Hennessey Short Term Loan
Please complete the WVSOM Short Term Loan Application and submit to the WVSOM Financial Aid Office. Loan applications will be processed as rapidly as possible, usually within 3 to 5 days.
During year four it sometimes becomes necessary to have additional funds available to cover the cost of internship/residency interviews.
Many students also find they need addititonal financial assistance when relocating to the internship/residency site.
Following is a list of links to companies that offer these loans. All of these loans are credit based and need no school certification.
Financial Aid Toolkit
- Loan Applications
Rebecca Morrow, PhD
Director of Student Affairs
Belinda S. Evans
Student Program Advisor
Sharon L. Howard
Director of Financial Aid
Associate Director of Financial Aid
Jennifer D. Seams
Kathy L Hoke